Terms &
conditions

Last Updated: August 16, 2026

These Terms and Conditions (“Agreement”) are an agreement between you, whether an individual or entity (“you” or “your”), and Skuldr & Company LLC (“Skuldr,” “Company,” “we,” “us,” or “our”). This Agreement governs your use of this website and any other websites, digital products, or services operated by Skuldr (collectively, the “Services”).

1. Agreement

By using the Services, you agree to this Agreement and our Privacy Policy. If you use the Services for an organization, you agree on behalf of that organization and represent that you have authority to do so. If you do not agree to these terms, you may not use the Services.

We may update this Agreement or modify or discontinue the Services at any time. Changes will not apply retroactively. Your continued use of the Services after changes become effective constitutes acceptance of the revised Agreement.

2. Eligibility

Persons under the age of 18 are prohibited from using the Services.

3. Acceptable Use

You are responsible for your use of the Services. You may not:

4. Ownership and Copyright

Skuldr or its licensors own all right, title, and interest in the Services and all associated intellectual property and proprietary rights. Software, text, photographs, images, graphics, video, audio, and other materials provided through the Services, together with their compilation (the “Content”), are protected by applicable copyright, trademark, and other laws.

Unless we provide written permission, Content may not be copied, reproduced, distributed, republished, uploaded, downloaded, posted, transmitted, modified, sold, translated, reverse engineered, or used to create derivative works. No provision of this Agreement grants a license to Skuldr or third-party intellectual property except as expressly stated.

5. Trademarks

Product names, trademarks, service marks, and logos displayed through the Services are owned by or validly licensed to Skuldr unless otherwise stated. Marks owned by third parties remain the property of their respective owners.

6. Feedback and Idea Submissions

We do not accept or compensate unsolicited creative ideas, proposals, or materials. If you submit unsolicited materials or feedback, you grant Skuldr an irrevocable, perpetual, worldwide, sublicensable, royalty-free license to use and exercise all intellectual property rights in those materials for any lawful purpose. We may delete or destroy unsolicited submissions at our discretion.

7. Privacy

Our Privacy Policy explains how we collect, use, and share personal information. By using the Services, you agree to those practices.

8. Disclaimer

9. Limitation of Liability

10. Indemnification

You agree to defend, indemnify, and hold harmless Skuldr and its officers, directors, employees, affiliates, and agents from liabilities, claims, expenses, and damages, including reasonable attorneys’ fees, arising from your breach of this Agreement, misuse of the Services, violation of third-party rights, or violation of applicable law.

11. Governing Law and Venue

This Agreement is governed by the laws applicable in the jurisdiction where Skuldr & Company LLC is organized, without regard to conflict-of-law principles. Any dispute will be brought in a court of competent jurisdiction serving that location, unless applicable law requires otherwise. Users outside the United States access the Services at their own risk and are responsible for compliance with local law.

12. Term and Termination

This Agreement remains effective until terminated by you or Skuldr. You may terminate it by discontinuing use of the Services. We may suspend or terminate access at our discretion, including when this Agreement is violated. Provisions that by their nature should survive termination will remain effective.

13. Waiver, Severability, and Assignment

Failure to enforce a provision is not a waiver. If a provision is found unenforceable, the remaining provisions remain in effect and an enforceable provision reflecting the original intent will be substituted. You may not assign your rights under this Agreement. Skuldr may assign its rights to an affiliate, subsidiary, or successor.

14. Notice to California Users

Under California Civil Code Section 1789.3, California users may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.

15. Notices

You may contact Skuldr through our contact page. Notices to you may be delivered through the Site or using contact information you provide.

16. Entire Agreement

This Agreement and the documents it references constitute the entire agreement between you and Skuldr concerning use of the Services and supersede prior agreements concerning that subject.